Civil liability insurance
Civil liability and insurance requirements for air carriers
Liability for damage caused to passengers, baggage, mail, cargo and third parties, and the minimum insured amounts.
Legal basis
The civil liability regime of air carriers and aircraft operators carrying out civil air operations for damage caused to passengers, baggage, mail, cargo and third parties, as well as the minimum insured amounts for adequate coverage of civil liability, are regulated by the Law No. 118 of 09.07.2020 on civil liability and insurance requirements for air carriers and aircraft operators (Official Monitor No. 199-204/402 of 07.08.2020).
1. EU legislation transposed
Law No. 118 of 09.07.2020 transposes:
| (EC) 2027/97 | Council Regulation (EC) No 2027/97 of 9 October 1997 on air carrier liability in respect of the carriage of passengers and their baggage by air OJ L 285, 17.10.1997, p. 1. |
| (EC) 785/2004 | Regulation (EC) No 785/2004 of the European Parliament and of the Council of 21 April 2004 on insurance requirements for air carriers and aircraft operators OJ L 138, 30.4.2004, p. 1. |
2. Insurance categories and applicable provisions
The minimum insurance amounts are set out in the following provisions of Law No. 118 of 09.07.2020:
| Category | Provision |
|---|---|
| 1. Liability insurance in respect of passengers, baggage, mail and cargo | Art. 14 |
| 1.1. Minimum liability insurance for passengers in the event of death or personal injury resulting from an accident | Art. 14 (2) |
| 1.2. Minimum liability insurance for passengers for damage caused by delay in the carriage of persons | Art. 14 (3) |
| 1.3. Minimum liability insurance for baggage | Art. 14 (4) |
| 1.4. Minimum liability insurance for cargo | Art. 14 (5) |
| 2. Third-party liability insurance | Art. 15 |
| 2.1. Minimum third-party liability insurance for air carriers / aircraft operators operating flights within the EU | Annex 2 |
| 2.2. Minimum third-party liability insurance for air carriers / aircraft operators operating flights outside the EU | Annex 3 |
| 2.3. Minimum liability insurance for damage caused to third parties on the ground in the territory of the Republic of Moldova, for air carriers performing general aviation or specialised commercial operations | Annex 4 |
3. Continuous supervision
For the continuous supervision of compliance by national air carriers with the conditions of liability insurance in respect of third parties, passengers, baggage and cargo, and of keeping insurance contracts valid, the Civil Aviation Authority issued Operational Directive No. 02-04/09/2017 “On the submission by air carriers of information relating to liability insurance in respect of third parties, passengers, baggage and cargo”.
National air carriers are therefore required to submit the relevant information to the CAA within the time limits set by the Operational Directive.
Operational Directive No. 02-04/09/2017 (PDF)
The directive is available in the Legal Framework / Directives section.
Attention
Violation of the minimum insurance requirements established by Law No. 118 of 09.07.2020 is sanctioned in accordance with the Contravention Code of the Republic of Moldova.